Friday, January 16, 2009

Huntington Beach Is Home To
Poverello Coffee

Poverello Coffee is a gourmet coffee roaster dedicated to the success and happiness of their customers. They do this by artisan-roasting the highest quality specialty coffees from around the world. They roast the coffee when you order, thereby ensuring the freshest and most flavorful coffee experience.

Paverello Coffees are great promotional products and great client appreciation gifts. In fundraising activities they strive for transparency, meaning you keep the money you raise and only pay them your cost for the coffee. For special events, promotions, and gift giving, they work with you to select the right coffee and packaging with custom labels to provide your clients, friends and customers with a memorable coffee experience. With each sip they will remember you fondly!

Flavored Coffees:
Blueberry Crumble: A delightful blend of blueberry and cinnamon.
Chocolate Raspberry Comfort: A mild coffee to enjoy with your favorite book.
Chocolate Seduction: A medium roasted coffee with a blend of chocolate flavors.
French Vanilla Valley: A smooth, creamy French vanilla flavored coffee.
Hawaiian Hazelnut Happiness: A tasty blend of toasted hazelnut and macadamia nut flavorings.
Hazelnut Heaven: A toasted hazelnut flavored blend that make this coffee enjoyable anytime.
Irish Crème: A medium roasted coffee with a luscious crème blend and an Irish kick makes this a delightful coffee treat.
Jamaican Me Crazy: A medium roasted coffee with an island blend of Kahlua, caramel, and vanilla.
Mistletoe Mocha: Just right for those days when you want to relax!
Pumpkin Spice: Cinnamon, pumpkin, and holiday spices.
Vanilla Macadamia Nut: a medium roasted coffee with a mix of French Vanilla and Macadamia Nut with just a hint of crème.

Photo of Mark Piva and Erika or Erika's Catering in HB.

Poverello Coffee is owned and operated by Mark Piva. Mark loves to volunteer and serve the community as an ambassador for the Huntington Beach Chamber of Commerce. His business model revolves around helping others.

Many Home Buyers Need Higher Loan Limits, Upper-End Stalled

WASHINGTON (January 15, 2009) – The drop in mortgage loan limits for conventional financing at the end of 2008 is hurting home sales and trade-up activity in higher price ranges across the country, according to the National Association of Realtors®.
The latest existing-home sales data shows transactions under $400,000 are 3 percent below a year ago. However, sales of homes priced at $750,000 or more have declined a whopping 47 percent.
Outside of FHA, Fannie Mae and Freddie Mac, mortgages that do not have government backing are still experiencing a credit crunch. Buyers who need jumbo mortgages must pay interest rates that are nearly 2 percentage points higher than conventional financing; as a result, the high-end market is not moving.
Lawrence Yun, NAR chief economist, said restoring higher mortgage loan limits is critical to this part of the market. “Buyers in higher price ranges are at a severe disadvantage because they have to pay higher interest rates,” he said. “Lower loan limits are having a pronounced impact on trade-up activity at the upper end of the market, which depends more on large downpayments to keep mortgage amounts below the maximums for conventional financing.”
While homes above $750,000 are considered luxurious in many areas, they are modestly sized homes in the midprice ranges of many high-cost markets. “However, the lower mortgage limits for conventional loans mean upper middle-class home buyers in much of the country, including many areas in the Midwest and South, also have to pay higher interest rates,” Yun said. “As a result, we are seeing a universal stalling of sales in higher price ranges across the country.”
To illustrate in dollar terms, if mortgage limits are permanently raised to $729,750, the maximum limit that expired at the end of December, the mortgage payment on such a loan would drop by $942 per month by lowering interest rates 2 percentage points. Over the life of a 30-year loan, the homeowner would save $338,000.
NAR President Charles McMillan, a broker with Coldwell Banker Residential Brokerage in Dallas-Fort Worth, said all consumers should have access to today’s historically low mortgage interest rates. “It’s only fair that all hard-working, tax-paying, successful people who want to purchase a home have equal access to low interest rates regardless of where they live or where they want to buy,” he said.
“Every segment of the housing market needs a turnaround to spark an overall housing recovery, which will help the economy to begin to recover,” McMillan said.
The National Association of Realtors®, “The Voice for Real Estate,” is America’s largest trade association, representing 1.2 million members involved in all aspects of the residential and commercial real estate industries. © Copyright NATIONAL ASSOCIATION of REALTORS®

Friday, January 9, 2009

The Surf City USA Centenial Celebration Rose Parade Float

This Vidio is compliments of our friend Victoria Alberty publisher of

Parade float footage compliments of the City of H.B.

The City of Huntington Beach and its Centennial Celebration were well represented by the spectacular “Surf City USA” Float in the 2009 Tournament of Roses® Parade. The float, measuring 55 feet long and 30 feet high and featuring a family barbequing on a surfboard, won the prestigious Mayor’s Award, representing the Most Outstanding City Entry.

The “Surf City USA” float embodied the essence of living in Huntington Beach featuring family, ocean life and even the famous Huntington Beach pier. Singing and dancing along with the float to the tune of “Surf City” by Jan and Dean were 38 members of Huntington Beach High School’s APA program.
Millions of spectators around the world enjoyed the beautiful pageantry and magnificent floats of the 120th Tournament of Roses® Parade, themed “Hats off to Entertainment”, and the City of Huntington Beach is proud to be a part of such a great tradition.

Tournament of Roses® Parade History
The Tournament of Roses® has come a long way since its early days. The first Tournament of Roses® was staged in 1890 by members of Pasadena's Valley Hunt Club, former residents of the East and Midwest eager to showcase their new home's mild winter weather. During the next few years, the festival expanded to include marching bands and motorized floats. The games on the town lot (which was re-named Tournament Park in 1900) included ostrich races, bronco busting demonstrations and a race between a camel and an elephant (the elephant won). Reviewing stands were built along the Parade route, and Eastern newspapers began to take notice of the event.
In 1895, the Tournament of Roses® Association was formed to take charge of the festival, which had grown too large for the Valley Hunt Club to handle. The Parade’s elaborate floats now feature high-tech computerized animation and exotic natural materials from around the world. Although a few floats are still built exclusively by volunteers from their sponsoring communities, most are built by professional float building companies and take nearly a year to construct. The year-long effort pays off on New Year's morning, when millions of viewers around the world enjoy the Parade.

Surf City USA Float Riders
Over 500 residents entered a drawing to ride on Huntington Beach’s first float in the 2009 Tournament of Roses® Parade. The lucky winners, chosen at the city council meeting on October 6th , were a very special part of the city’s Centennial kickoff on New Year’s Day riding the spectacular “Surf City USA” Float.

Patricia Pashich has been living in Huntington Beach since 1992 and grew up just off the Rose Parade route.

Kenneth Bauer works for OCTA and has been a Huntington Beach resident for over 35 years.

Anita Jones, a 20 year resident, attended Huntington Beach High School and owns her own local accounting and marketing business.

Debbie DeBow has been working for the City of Huntington Beach in the Public Works department for almost 17 years.

Catherine Wippler is the junior lifeguard representative and has lived in Huntington Beach her whole life.

Araceli Arizmendi is a Youth Character Award recipient and attends Oceanview High School.

The residents were joined on the float with Mayor elect Keith Bohr and the 2008 Miss Huntington Beach Cayce Crowder.

Volunteers made the float spectacular
The City of Huntington Beach would like to thank the hundreds of volunteers who helped with float decoration during December at the Huntington Beach Art Center and at Festival Artists in Azusa. Every flower cut and bean glued helped to make the Surf City, USA float spectacular!

Volunteers decorated the float in Azusa and many more groups and residents did dry preparation at the Huntington Beach Art Center including the 4H club, girl scouts, and the Shore Break Hotel.
Dry preparation included cutting petals off statice flowers, chopping dried papaya and gluing materials on to the starfish and coral featured on the float. Other materials decorating the float include black seaweed, green moss and red carnations.
Copied from the city of HB official website:

This Surf City Lifestyles Tidbit was provided to you by the Surf City Guru and the Surf City Kahunas of Real Estate:

The Louison Team
Raymond and Stephanie Louison
714-925-5361 or 714-307-2934

Altera Real Estate - Huntington Beach Office

All information deemed reliable, however not guaranteed!

Tuesday, January 6, 2009

Surf City Splash 2009 Vidio

Heres a nice vidio of the 2009 Surf City Splash. Compliments of Victoria Alberty at

This Surf City Lifestyles Tidbit was provided to you by the Surf City Guru and the Surf City Kahunas of Real Estate:

The Louison Team
Raymond and Stephanie Louison
714-925-5361 or 714-307-2934

Altera Real Estate - Huntington Beach Office